For full disclosure: I’ve taken my budgeting skills to task this year, and have really scaled back on discretionary spending. (I’ll give all credit to our franchise Wellth Check, which I also edit.) And one of the weekly thrills I was willing to cut from my spending was a manicure at a salon. In its place, I’ve become really talented at at-home manis. With a few buffs of the nail file and swipes of varnish, my tips look like they’re courtesy of a professional.